| Matter | Before | After |
| Lock-in-Period | 3 yrs | 5 yrs |
| Minimum Sum Assured | 5 times of Annual Premium | 10 times of Annual premium |
| Top-Up Premium | No Sum Assured charge | Sum Assured charge |
| Partial Withdraw | Applicable | After 5 yrs |
| Pension Policy | No S.A Charges | S.A Charges |
| Guarantee Return | NA | 4.5% only pension policy |
Lock-In-period-During this period investor can’t withdraw money
Sum Assured – Insurance Coverage amount.
Partial Withdraw-Withdrawal of money partial from total premium
Sum Assured Charges- It charged taken by company from premium for insurance converge.
Top-Up premium – It extra premium. Like mobile top-up
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