Sunday, August 15, 2010

What is REPO?

One day I was required with money and I asked  my father for it . My father gave me the required sum and in return I promised him to pay back the said amount after a short while.

Here we can say that the FATHER is the regulatory authority of bank i.e RBI
The son is any commercial bank ( like SBI, ICICI, AXIS BANK etc )

Repo Rate - The interest rate at which banks take money from the RBI 

MORAL OF THE STORY
Any commercial bank borrowing money from the RBI is REPO MARKET

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